tel: (646) 513-2645

Existing Advance Consolidations

If you have 1 or more advances and are looking to consolidate and net more capital, call us at (646) 513-2645.

Does your business need funding today?

Our agents are standing by to completely service your application and draft an approval in hours and disburse funds same day.

Do you need support?

If you need immediate assistance or need an update on your application, please call us at (646) 513-2645  or email our support team at



Do you accept credit card payments? If so, we have credit card loans that allow you leverage those future swipes with a loan today. We assess your monthly volume, create an approval, and fund your business based on the monthly credit card volume, called a Merchant Cash Advance. A Merchant Cash Advance (MCA) is an alternative to the lengthy approval process and strict credit requirements required for a traditional bank loan.

How a Merchant Cash Advance Works

An agreement is made between the you and our company Ur Funder regarding the advance amount, payback amount, hold-back and term of the advance. Once an agreement is made, the advance is transferred to the business’ bank account in exchange for a future percentage of credit card receipts.

Each day, an agreed upon percentage of the daily credit card receipts are withheld to pay back the MCA. This is called a “holdback” and will continue until the advance is paid in full. 

Because repayment is based upon a percentage of the daily balance in the merchant account, the more credit card transactions a business does, the faster they’re able to repay the advance. And, should transactions be lower on any given day, the draw from the merchant account will also be less. This means that during times of slow business, the business’ payback is relative to your incoming cash flow.


    ACH Business Loans, The Basics

    Small business owners have the option to receive creative ACH financial loans, that help meet their very specific financial objectives like:

    • Funding is lightning fast when compared to traditional loans
    • Lowered Credit Requirements
    • The ability to sell a piece of the business’ future generated revenue.
    • The ability to finance using outstanding receivables as collateral


    General Industry Underwriting Standards:

    • Credit Score – No less than 500, which is a credit standard that is easy to qualify
    • Length of Business Operation – at least a ½ year
    • Checking Account Monthly Deposit – at least $10,000 per month
    • Number of NSF’s Permitted Monthly – no more than six Insufficient Funds’ (NSF) notices in any given month
    • Application Fees –none
    • Collateral – none
    • Company Financials – usually not required


    If you have more than 1 business loan or merchant cash advance, Ur Funder will review your file and payoff all your existing balances and even allow you net additional capital to get your business back on track. The application process for this loan is very simple, easy, and fast. Yes, that means we can help you get out of these loans in less than 48 hours and reduce the strain on your business cash-flow.


    Submit your application with 4 months' business bank statements and merchant credit card statements.


    Our team evaluates your business and contacts you with a decision within 24 hours. Upon approval of the offer, return the provided contract and all requested stipulations.


    Receive requested funds within 72 hours of submitting an application.


    Complete an application online. For more information about our application process, our to speak with a loan adviser please contact us at (646) 513-2645 or email us at